MHCO Article Topics

Applicant Screening

Phil Querin Question and Answer: Social Security Numbers and the Application Process

Phil Querin Questions & Answers
Phil Querin

Answer: In a guest blog dated March 13, 2015, Jo Becker, Educational/Outreach Specialist for the Fair Housing Council of Oregon ("FHCO") posted an article for the Willamette Valley MLS titled: "Screening without Social Security Numbers: There are Options!" The post is set out in full at this link.

Phil Querin Q&A: Landlord's Rejection Of Application For Tenancy

Phil Querin Questions & Answers
Phil Querin

Answer: The applicable statute is ORS 90.304. In summary, it provides as follows:

1. If you require an applicant to pay a screening charge and the application is denied (or if the applicant makes a written request following your denial of an application) you must promptly provide the applicant with a written statement of one or more reasons for the denial.

Using Consumer Reports: What Community Owners Need to Know

Community Update
Chuck Carpenter

If you're a landlord, you may use consumer reports to evaluate rental applications - as long as you follow the provisions of the Fair Credit Reporting Act (FCRA). The FCRA is designed to protect the privacy of consumer information report information and to guarantee that the information supplied by consumer reporting agencies (CRA's) is as accurate as possible.

Mark Busch Q&A: Background Checks in RV Parks

Mark Busch Questions and Answers
Mark L. Busch

Answer: Even though some of your RV tenants are short-termers, I always recommend a complete tenant background check no matter how long the anticipated tenancy. As a businessperson, you have an obligation to yourself to ensure that every RV tenant checks out with a background screening for criminal, credit and eviction history.

Screening Criteria - Essential to Application Process and Preserving Your Role as the Gate Keeper for Your Community

Community Update
Chuck Carpenter
Your Screening Criteria" is another important document that should be provided to an interested applicant. This is the document that will determine where you draw the line between acceptance and denial. Your "Screening Criteria" is a written statement of the factors the landlord considers in deciding whether to accept of reject an applicant and any qualification required for acceptance.

Phil Querin Q&A: Accepting Application When You Suspect Applicant Does Not Qualify.

Phil Querin Questions & Answers
Phil Querin

Answer: A judgment is a lien on all real property that is owned by the judgment debtor in the county in which the debtor resides. The lien gives the judgment creditor the right to "execute" on that real property, i.e. force a sale of the property with the proceeds being applied toward payment of the judgment. It is good for ten years and can be renewed for another ten years.