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Phil Querin Q&A - Has the law changed on denying applicants on convictions?

Question. My manager said he heard somewhere that by law a conviction older than three or four years cannot be used as a part of the decision to deny a prospective tenant's rental application. I don't know if that pertains to screening in a rental situation or if it was related to something else, such as employment or the like. Can you shed some light on this?

Phil Querin Q&A - Has the law changed on denying applicants on convictions?

Question. My manager said he heard somewhere that by law a conviction older than three or four years cannot be used as a part of the decision to deny a prospective tenant's rental application. I don't know if that pertains to screening in a rental situation or if it was related to something else, such as employment or the like. Can you shed some light on this?

Phil Querin Observation - Caregivers and Occupancy Agreements

The following is a summary of my conversation with the Fair Housing Council of Oregon on the issue of whether landlords can put caregivers on Temporary Occupancy Agreements, rather than putting them on a Rental Agreement, or not putting them on any written agreement (which leaves in doubt their legal status if the Landlord wants them removed from the Community).

Phil Querin Observation - Caregivers and Occupancy Agreements

The following is a summary of my conversation with the Fair Housing Council of Oregon on the issue of whether landlords can put caregivers on Temporary Occupancy Agreements, rather than putting them on a Rental Agreement, or not putting them on any written agreement (which leaves in doubt their legal status if the Landlord wants them removed from the Community).

Phil Querin Q&A - Homes on Unstable Ground - Liability?

Question. What if a portion of the community previously had ground instability issues and it was determined to be in a geologically hazardous zone? One or more homes were relocated from their spaces due to this condition, and some were deemed uninhabitable. But then the community owner placed other homes on the vacated spaces in the same unstable area. No disclosures were made to the residents whose homes were placed there.


The community was sold to a new owner, but the hazardous condition was never disclosed to him either. Then, another home began slipping, and was deemed uninhabitable. What liability issues do you see in this scenario?

Phil Querin Q&A - Homes on Unstable Ground - Liability?

Question. What if a portion of the community previously had ground instability issues and it was determined to be in a geologically hazardous zone? One or more homes were relocated from their spaces due to this condition, and some were deemed uninhabitable. But then the community owner placed other homes on the vacated spaces in the same unstable area. No disclosures were made to the residents whose homes were placed there.


The community was sold to a new owner, but the hazardous condition was never disclosed to him either. Then, another home began slipping, and was deemed uninhabitable. What liability issues do you see in this scenario?

US Congress Moves Legislation to Protect Availability of Financing for Manufactured Homes

H.R. 650 Clears Key Hurdle in U.S. House

 

The House Financial Services Committee today passed H.R. 650, bipartisan legislation to protect the availability of financing for manufactured homes.  Introduced by Representatives Stephen Fincher (R-TN), Terri Sewell (D-AL), Andy Barr (R-KY), and Kyrsten Sinema (D-AZ), the bill protects the ability of manufactured home customers to buy, sell and refinance manufactured homes, the largest form of unsubsidized affordable housing in the nation.

 

H.R. 650 is cosponsored by 41 members of the House of Representatives.  Click here to see the current cosponsor list.  In addition to MHI, H.R. 650 is supported by the National Association of Realtors, Mortgage Bankers Association, and the National Association of Federal Credit Unions.

 

During the Committee's consideration of the legislation, the bill's champions discussed the importance of H.R. 650 to working families across America. Representatives Fincher (R-TN), Pearce (R-NM), Neugebauer (R-TX), Sinema (D-AZ), Barr (R-KY), Hensarling (R-TX), Hill (R-AR), Stivers (R-OH), and Love (R-UT) spoke in favor of the bill during the debate. Representatives Ellison (D-MN) and Waters (D-CA) spoke in opposition to the bill.  Click here to watch the bill debate (starts at 4:09).

 

In his remarks, Representative Fincher emphasized the bipartisan efforts to move the bill through the process: "This is not a Democrat or a Republican issue, it is an affordability of housing issue for rural America. We cannot forget about rural America - these are my constituents and many of yours."

 

The final Committee vote was 43 in favor and 15 opposed.  Click here to see the Committee Roster of the vote.  The bill was considered at the first markup of the 114th Congress to make changes to the Dodd Frank Act. Ten other bipartisan bills - all designed to help strengthen the economy and consumer choice by relieving harmful regulatory burdens imposed by Washington - were also passed.

 

H.R. 650 is now ready for consideration by the full House of Representatives. In addition, a companion bipartisan bill (S. 682) has been introduced in the Senate by Senators Donnelly (D-IN), Toomey (R-PA), Manchin (D-WV), and Cotton (R-AR).