MHCO Legal Counsel

Disclaimer: This Q&A is provided for general informational purposes only and is not legal advice. It reflects the author's opinion based on the facts presented and Oregon law as of the date of publication; statutes and their interpretation are subject to change. Reading this article does not create an attorney‑client relationship.

In the general housing industry, there are two major types of insurance:

Wildfires should be on everyone’s mind this Summer.  They can strike without warning for any number of reasons: Mother Nature, homeless camps, arson, and simple negligence. They tax human resources and take lives. 

Answer: City of Portland (and presumably entire state) allows landlords to use SSN but a tenant's failure to provide a social security number cannot be the basis of rejection.

Answer: As to the portal fee, this is covered in my recent MHCO publication “Oregon Senate Bill 1523 & House Bill 4123 (2026) Summaries.”  For tenants who choose to pay electronically, Landlords may pass through third-party electronic 

Key Provisions.

Answer.  This question is best answered by contacting your own legal counsel familiar with the local Junction City and Harrisburg ordinances. However, this is an important topic and warrants being addressed to MHCO Members generally on a statewide basis.

Answer: This is a typical scenario. You are entitled to ask for verification, and you should unless the need is already apparent. MHCO has forms for the tenant application and landlord agreement (if approved). You should use them!

What Did FHEO-2020-01 Do?

A squatter is a person occupying a dwelling unit, or any other portion of the property, and using it for dwelling purposes, “who is not so entitled under a rental agreement or who is not authorized by the tenant to occupy that dwelling unit.” A squatter does not include “holdover tenants,” i.e., persons occupying under a lease or rental agre