MHCO Article Topics

Selling

Refinancing Mobile Home Loan at Lower Rate

Property Management
MHCO

One decision can make a significant difference in monthly payments: whether to finance the mobile home with a personal property loan or a mortgage.


Personal property loans, known as chattel loans, have much higher interest rates than mortgages. To some owners of manufactured homes, refinancing chattel loans into mortgages could reduce monthly housing expenses.

Phil Querin Q&A - Licensed Contractors For Repair Work in Community

Phil Querin Questions & Answers
Phil Querin
Answer: Yes! It's one thing to be performing repairs on one's own home, and quite another to be doing so on a home intended for re-sale. But keep in mind that in either case, the repairs have to conform to all of the specialty codes - which is a reason enough for using a licensed and bonded contractor in either event.

Legislative Update November 2014 - Unpaid Taxes Abandoned Homes and More ...

Community Update
Chuck Carpenter

The Manufactured Housing Landlord Tenant Coalition met earlier this week to continue negotiations on a variety of issues.  Here is a summary of what is moving, what is not and what still needs to be discussed as we prepare for the 2015 Oregon Legislative Session.

Abandoned Manufactured Home and Back Taxes

Beyond The SAFE ACT with Blackhawk Capital Group

Guest Author
Kris Monte

The SAFE Act has received a lot of attention lately by park owners, but did you know that it’s really only one law of many state and federal lending regulations you are required to comply with when selling homes on contract?

End of Summer Legislative Update

Community Update
Chuck Carpenter

The Manufactured Housing Landlord - Tenant Coalition (negotiations) convened again the end of last month (August 2014) to further discuss a number of issues that may potentially be adopted into legislation in 2015.  Here is a summary of the latest developments on several key issues.