Finance: Good Times
A comment made frequently by lenders at a recent national banker's conference was, "It is a good time to be a borrower." Correction, it is a great time to be a borrower! Treasury yields have been hovering at or near all time lows, loan spreads are at favorable levels, and lender underwriting guidelines have moderated -- some believe too quickly -- as a result of an expanding supply of active lenders in the market.